Pratt, Kutzke & Associates

General information

Our client-first focus is evident in everything we do, from our below average fees, to our above average experience and education. How are we different? Here are a few examples:

Clients Come First: Every aspect of our firm is built on that principle. When people ask how we are different from other financial advisers, the answer is as simple as that- we put our clients first in everything we do.

Costs: We know that every dollar our clients pay us takes away from their account growth. As a result, we price our services in a way that enables us to provide the high level of service our clients deserve, without going overboard for our own benefit. In fact, our fees are approximately 35% lower than the industry average. We fully disclose and discuss our fees so that our clients understand what they are paying and how we are being compensated.

Education/Experience: We continually invest in education and training for our advisers and staff so that we can provide the best guidance possible. Our advisers average over 20 years of experience, are credentialed (CFP, AIF, CLU, ChFC, etc.), and have each committed to ongoing education far above what our industry requires.

Team Approach: We have a team structure to ensure the best service for our clients. This allows our advisers to collaborate and specialize so that they can better provide the expertise and attention our clients deserve. Each month, we meet as a firm to collectively address concerns facing our clients and map out strategies to overcome them. Our staff is friendly, experienced, and qualified to assist our clients.

Personality: We have a strong work ethic in our firm. Like anyone, we like to have fun, but feel our time is best spent in research, learning and communication with clients rather than entertaining. We will work tirelessly to make sure our clients’ financial goals become reality.

Technology: Our clients have access to an easy to use, full-featured and secure web portal. This system allows our clients to view their account information, store copies of important documents (financial plans, tax returns, legal documents), and even aggregate additional outside accounts (such as 401(k)’s and bank accounts) all in one system.

Independent: We are an independent firm – fully owned and operated by our advisers. We are not restricted by a parent company that could impact or influence the advice we give or tools we use. This allows us to maintain our client-first focus.

Securities & advisory services offered through Commonwealth Financial Network®, Member FINRA/SIPC, a Registered Investment Adviser.

This communication is strictly intended for individuals residing in the states of AR, AZ, CA, CO, FL, GA, HI, ID, IL, IN, IA, KY, MI, MN,
MS, MT, NJ, NV, NC, OH, OK, PA, SD, TX, UT, VA, WA, WI, WY. No offers may be made or accepted from any resident outside these
states due to various state regulations and registration requirements regarding investment products and services." Pratt, Kutzke & Associates, LLP, 959 34th Avenue NW, Rochester, MN 55901. 507.281.6650

Locations:

North Mankato

1651 Commerce Drive
North Mankato, MN 56003
507.388.0770 phone
800.390.0770 toll-free
507.388.7491 fax

Rochester

959 34th Avenue NW
Rochester, MN 55901
507.281.6650 phone
800.524.3925 toll-free
507.281.6884 fax

Mendota Heights

2287 Waters Drive
Mendota Heights, MN 55120
651.389.1153 phone
877.490.0022 toll-free
651.454.5217 fax

Kasson

13 West Main Street
Kasson, MN 55944
507.634.4307 phone
888.429.6623 toll-free
507.634.4640 fax

Wabasha

125 West Main Street
Wabasha, MN 55981
651.565.2770 phone